| Coverage |
Regular |
Enhanced |
| Someone else owns an interest in your title |
Yes |
Yes |
| Improperly executed documents |
Yes |
Yes |
| Pre-policy forger, fraud and duress |
Yes |
Yes |
| Defective recording of any document |
Yes |
Yes |
| Undisclosed restrictive covenants |
Yes |
Yes |
| A lien on your title because of a security deed, judgment, tax or special assessment, or a charge by a homeowner's association |
Yes |
Yes |
| Unmarketable title |
Yes |
Yes |
| Mechanics' liens |
--- |
Yes |
| Forced removal of a structure which encroaches onto another property |
--- |
Yes |
| Forced removal of structure which violates existing zoning law* |
--- |
Yes |
| Forced removal of a structure because of a violation of a restriction in Schedule B |
--- |
Yes |
| Inability to use land for single family dwelling because of a violation of a zoning ordinance or restriction in Schedule B |
--- |
Yes |
| Pays rent for substitute land or facilities |
--- |
Yes |
| Rights under unrecorded leases |
--- |
Yes |
| Plain language |
--- |
Yes |
| Unrecorded easements |
--- |
Yes |
| Building permit violations* |
--- |
Yes |
| Compliance with Subdivision Map Act, if any* |
--- |
Yes |
| Restrictive covenant violations |
--- |
Yes |
| Map, if any, not consistent with legal description |
--- |
Yes |
| Covenant violation resulting in reversion |
--- |
Yes |
| Enhanced marketability |
--- |
Yes |
| Violations of building setbacks |
--- |
Yes |
| Discriminatory covenants |
--- |
Yes |
| Actual vehicular and pedestrian access based on a legal right |
--- |
Yes |
| Boundary walls and fence encroachment* |
--- |
Yes |
| Post-policy forgery |
--- |
Yes |
| Post-policy encroachment |
--- |
Yes |
| Post-policy damage from minerals or water extraction |
--- |
Yes |
| Post-policy Living Trust coverage for trustee |
--- |
Yes |
| Post-policy Living Trust coverage for beneficiary |
--- |
Yes |
| Post-policy automatic increase in value |
--- |
Yes |
| Post-policy adverse possession |
--- |
Yes |
| Post-policy cloud on title |
--- |
Yes |
| Post-policy prescriptive easement |
--- |
Yes |
| Insurance coverage forever |
--- |
Yes |
| *Subject to maximum indemnity liability, which may be less than policy amount. In certain states, a deductible may apply.
|
